Budget Builder · Group Consolidation · EU-hosted AI · Invite-only

Wield financial
superpowers.

Unlock superpowers for your business finances — live KPIs, 9 AI advisor roles, P&L & balance sheet forecasting, entity switching and cost centre intelligence — all running on EU-hosted AI.

<1s Data sync latency
9+ AI advisor roles
24/7 Always-on monitoring
100% Nordic-built
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TD Your Company targetdash› · 2026 2023 2024 2025 2026 9K Group KPIs Forecast P&L Balance Cash Flow Cost Centres Sales + My Tab From Jan To Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec ACT BUD REVENUE €3.42M +8.3% vs BUD GROSS PROFIT €1.86M 54.4% margin EBITDA €284K +€142K vs BUD NET PROFIT -€219K +€109K vs BUD REVENUE & GROSS PROFIT — MONTHLY Revenue Gross Profit E9K EBITDA-9000 ● CFO mode CFO CEO COO CRO +5 Why did EBITDA improve vs budget? OPEX came in -€142K below plan, driven by lower marketing spend. EBITDA-9000 · CFO Revenue +8.3% vs BUD. OPEX €142K below plan. Gross margin: 54.4%. Monitor receivables aging (DSO: 42d)
9:41 ●●● TD Your Company 2026 9K KPIs P&L Forecast Cash REVENUE €3.4M +8.3% EBITDA €284K +142K GROSS MARGIN 54.4% vs 52.1% NET PROFIT -219K +109K MONTHLY TREND
KPI Dashboards Budget Builder 9 AI Advisor Roles Capex & Loan Schedules Group Consolidation What-if Analysis Board Pack Reports Scenario Builder FX Conversion (ECB) CEO · CFO · CMO · CRO · CTO · COO · HR · Auditor · Board Advisor P&L · Balance Sheet · Cash Flow KPI Dashboards Budget Builder 9 AI Advisor Roles Capex & Loan Schedules Group Consolidation What-if Analysis Board Pack Reports Scenario Builder FX Conversion (ECB) CEO · CFO · CMO · CRO · CTO · COO · HR · Auditor · Board Advisor P&L · Balance Sheet · Cash Flow
EBITDA-9000

Your data,
talking back.

Ask anything about your business finances in plain language. Switch between 9 advisor roles — EBITDA-9000 responds as a CEO, CFO, CMO, CRO, CTO, COO, HR Manager, Auditor or Board Advisor — giving you the exact perspective you need, backed by your live data.

No spreadsheets to interpret. No reports to compile. Just ask.

CFO CEO CMO CRO CTO COO HR Auditor Board
E9K
EBITDA-9000
Responding as CFO
EU-hosted AI · GDPR
AI Agents

Set it once.
It works forever.

Create automated agents that run on a schedule — weekly summaries, budget watchdogs, variance analysis, board briefings. EBITDA-9000 generates the report from your live data and emails it directly to you.

Pick a template or describe what you need in plain language. Preview before activating. 10 credits per run — every run is logged with full audit trail.

Weekly Summary Budget Watchdog Variance Detective Board Brief Cash Monitor Forecast Drift
🤖
AI Agents
3 active · 2 paused
AUTOMATED
📊 Weekly CFO Summary
ACTIVE
CFO · Every Monday · 08:00 UTC
Last: 2h ago
🔔 Budget Watchdog
ACTIVE
CFO · Every day · 07:00 UTC
🏛 Board Brief
MONTHLY
Board Advisor · 1st of month · 08:00 UTC
📧
Report delivered
Weekly CFO Summary emailed to you · 10 credits used
10 credits per agent run
Full audit trail ✓
Group Consolidation

Multiple entities,
one consolidated view.

Manage multi-entity groups with elimination entries. Switch between subsidiaries instantly or view consolidated financials across the entire group.

Supports multiple currencies with ECB FX rates, ownership percentages, and inter-company eliminations — just like your auditors expect.

Marketing Country City Department Product
Cost Centre View
BY MARKETING
Total Spend
€92.5K
↓ -5.4% vs BUD
Top Dimension
Digital
38% of total
vs Last Period
+8.3%
above plan
Spend by channel FY2026 EST
Monthly trend
Capabilities

Built for real complexity.

Live KPI Dashboards

Real-time metrics for your business — revenue, margins, burn rate and custom KPIs. Always up to date, zero manual work.

Live sync
Cash Flow Intelligence

AI-flagged anomalies and 12-week rolling forecasts. Visualise flows across all entities before they become problems.

Forecasting
Budget Builder

Build budgets with growth assumptions, line-item sub-tables, capex investment schedules, and loan amortisation tables. All flows automatically to P&L and balance sheet.

Capex · Loans · Sub-tables
AI Advisor — 9 Roles

Switch between CEO, CFO, CMO, CRO, CTO, COO, HR Manager, Auditor and Board Advisor perspectives. Each role gives targeted insights from your live data.

EU-hosted AI
Scenario & What-if Analysis

Build multi-year forecasts manually or with AI. Run what-if heatmaps to see how revenue and cost changes affect EBITDA, equity, and cash.

What-if heatmaps
Board Pack Reports

Generate professional board reports in one click. P&L with variance commentary, balance sheet, KPIs, AI insights, and sensitivity analysis — ready for your next board meeting.

One-click PDF
CSV Import

Drop your file.
AI does the rest.

Upload any CSV or Excel file — from your accounting software, ERP, or spreadsheet. The AI reads your column headers and automatically maps them to the right dashboard fields. No manual configuration, no templates to follow.

CSV Import
Step 1 of 3
The platform

One screen.
Your whole business.

  • Budget Builder with capex schedules and loan amortisation tables
  • Scenario builder and what-if heatmap analysis
  • Group consolidation with elimination entries and multi-currency
  • Board Pack reports with AI insights and variance commentary
  • 9 AI advisor roles — EU-hosted, challenges your forecasts
  • FX conversion via ECB rates · 3 years history + 3 years forecast
  • Encrypted and hosted entirely within the EU
targetdash > dashboard
LIVE
load dashboard --entity default
✓ connected · 2 dashboards · encrypted · synced 0s ago
Revenue MTD
84.2k€
↑ +12.4%
Cash position
241k€
↑ +3.1%
Burn rate
18.6k€
→ stable
P&L forecast — 6 months
ai analyze --role BoardAdvisor --forecast
H2 outlook strong. EBIT turning positive Q3. Recommend accelerating Q4 pipeline.
Building Tools

Build it once.
Forecast everything.

Four modes, one model. Set growth assumptions and the budget builds your P&L, balance sheet and cash flow. Switch to forecast to see actuals overlay your plan. Stress-test with the scenario heatmap. Lock the tax in CIT-Specs — it flows straight to TAX in your statements.

Budget growth % Forecast ACT + FC Scenario heatmap CIT-Specs tax engine
Capex schedules Loan amortisation DSO / DIO / DPO drivers Working capital Confirmed losses (10y) 7×7 what-if grid
Tools › Plan · FY 2026 live Budget Forecast Scenario CIT-Specs FY 2026 ▾ 1 ▸ INCOME STATEMENT Field Q1 Q2 Q3 Q4 Growth Revenue 285 301 318 336 +8.0% Materials −142 −150 −159 −168 +5.0% Personnel −68 −68 −68 −68 flat EBITDA 53 60 67 75 255 🔒 TAX −9.1 −9.1 −9.1 −9.1 from CIT-Specs 2 ▸ WORKING CAPITAL DRIVERS DSO 35d DIO 30d DPO 30d VAT receivable 2.5% × Rev Cash conv. 35d 3 ▸ CAPEX · 4 ▸ LOANS ▸ Office renovation 120K · 10y straight-line · Apr Dep −1K/mo ▸ OP growth facility 200K · Fix 1.5% + EUR12M 1.7% Int −583/mo 5 ▸ BALANCE SHEET Receivables (DSO) 109 315 Tangibles (Capex) 144 753 Cash (bal.) 274 911 Equity (rolling) 344 517 LT Debt 100 000 Tax payable 36 132 Assets 641 186 = Liab+Eq 641 186 CF ↔ BS reconciled ▸ Save BUD 2026 · All sections together
P&L → BS → CF
Forecast Q4 ’26
+18% vs BUD
Scenario 7×7 grid
EBITDA range 38–82K
What-if 5×5 matrix
REV % COST %
Sensitivity ±82K EBITDA
Scenario Builder · Revenue Forecast ACT FC 400K 300K 200K 100K 0 Jan Mar May Jul Sep Nov ACTUALS FORECAST EBITDA-9000 FC assumes 12% Q4 growth. Historical Q4 avg is 5%. Consider revising to 7-8%.
Scenario Planning

See the future
before it happens.

Build forecasts manually or let AI generate them from your historical patterns. Compare actuals vs budget vs forecast side by side. Run what-if scenarios to stress-test your assumptions.

The AI doesn't just forecast — it challenges your assumptions. If your growth rate doesn't match history or the macro environment, it will tell you.

Security & Privacy

Your data never leaves
your control.

End-to-end encryption

Your financial data is encrypted at every stage — in your browser, during transmission, and at rest. Only authorised users can access it.

End-to-end encrypted
EU-hosted AI

AI runs on European servers. Your financial data is processed within the EU and never leaves our infrastructure. No external data transfers.

EU-hosted
Complete client isolation

Every client's data is completely isolated. It is impossible for one company to see another's financial data.

Isolated
EU data residency

All data stored exclusively within the European Union. EU-only AI infrastructure with no external data transfers. Fully GDPR compliant — you retain full ownership and control at all times.

GDPR · EU only
No AI training on your data

Your financial data is never used to train AI models. We do not allow API calls to be used for model training or improvement. Every session is ephemeral — nothing is retained or shared.

Private by design
Full audit trail
Compliance-ready
By the numbers

The signal.

<1sData sync latency
9+AI advisor roles
24/7Always-on monitoring
AIEU-hosted AI
Responsible AI

AI that knows
its boundaries.

Aggregated data only

The AI analyses aggregated financial totals — revenue, costs, balance sheet items. Never upload personal data such as names, salaries, or individual transactions. The system is designed for company-level financial intelligence, not personal data processing.

Aggregated · Company-level
Restricted by design

The AI is strictly scoped: it cannot access the internet, other clients' data, or external databases. It responds only based on the financial data loaded into your dashboard. No investment advice. No tax guidance. No legal opinions.

Scoped · Restricted
Human in the loop

AI insights are advisory — never automated decisions. Every recommendation is presented to a human who reviews, accepts, or discards it. The AI supports your judgement; it doesn't replace it. Compliant with EU AI Act transparency requirements.

Advisory only
No training on your data

We do not allow your API calls to be used to train or improve AI models — ever. Your financial data is processed in ephemeral sessions and immediately discarded. No logs, no retention, no sharing between clients.

Zero retention
Challenges, not confirms

The AI is built to challenge unrealistic budgets and forecasts — not to tell you what you want to hear. It flags when growth assumptions don't match historical trends and suggests concrete revisions.

Critical thinking
Transparent processing

You can see exactly which data the AI has access to and which role it's responding from. No black boxes. Full audit trail of which insights were generated and when they were pinned to reports.

Auditable
No API connectors

We deliberately do not connect to your accounting system via API. All data is uploaded manually as CSV or Excel — you decide exactly what enters the platform and when. No background syncing, no standing access to your books.

Manual upload · Full control
Data minimisation

Upload only aggregated financial totals — revenue, costs, balance sheet lines. The platform is designed for company-level data, not transaction-level detail. Less data in means less data at risk.

Less is more
Compliant by default

GDPR, EU AI Act (2024/1689), and EU Data Act compliance are built into the architecture — not bolted on. Data Processing Agreement, Terms of Service, and Privacy Policy are presented at first login and versioned for audit.

GDPR · EU AI Act · EU Data Act
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Ready to understand your business
like never before?

Invite-only access. 9 AI roles. EU-hosted AI. Cancel anytime.

Get in touch
Questions about targetdash? Want a demo or just want to talk numbers? Niklas is happy to hear from you.
niklas@targetdash.ai
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